Terms & Conditions

Effective Date: November 10, 2025

Company Name: Ritika Goyal

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the website.

2. Eligibility

You must be at least 18 years of age, or the age of majority in your jurisdiction, to use this website or make a purchase.

3. Services and Content

We may offer products, services, digital content, and information through the website. We reserve the right to modify, suspend, or discontinue any part of the website or services at any time without prior notice.

4. User Accounts

Where account creation is required, you agree to provide accurate information and keep your login credentials confidential. You are responsible for all activities that occur under your account.

5. Orders and Acceptance

All orders are subject to acceptance and availability. We may refuse or cancel an order for reasons including errors in pricing or product information, suspected fraud, or payment issues.

6. Pricing and Taxes

Prices listed on the website are in INR unless stated otherwise and are subject to change without notice. Applicable taxes, fees, and charges will be added at checkout as required by law.

7. Payments via Razorpay

Payments on this website are processed securely through Razorpay. By completing a payment, you agree to Razorpay’s terms and policies. We do not store your card, UPI, or banking credentials on our servers.

For more details on data handling, please review our Privacy Policy and Razorpay’s Privacy Policy at razorpay.com/privacy.

8. Shipping / Delivery

Where applicable, estimated delivery timelines will be shown during checkout or communicated after purchase. Delays may occur due to carrier constraints or external factors beyond our control.

9. Cancellations, Returns, and Refunds

Cancellation and refund requests, where permitted, must comply with our Refund & Cancellation Policy (if published) or the conditions communicated at the time of purchase. Certain products/services may be non-refundable (e.g., customized or perishable items, or delivered digital services).

10. Intellectual Property

All content on the website—including text, graphics, logos, images, and code—is the property of Ritika Goyal or its licensors and is protected by applicable intellectual property laws. You may not copy, distribute, or create derivative works without prior written consent.

11. Prohibited Uses

You agree not to misuse the website, including but not limited to engaging in illegal activities, introducing malware, scraping, or attempting to gain unauthorized access to systems or data.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of such third parties.

13. Disclaimer of Warranties

The website and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including fitness for a particular purpose or non-infringement.

14. Limitation of Liability

To the maximum extent permitted by law, Ritika Goyal shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or data arising from your use of the website or services.

15. Indemnity

You agree to indemnify and hold harmless Ritika Goyal, its affiliates, and personnel from any claims, liabilities, damages, losses, and expenses arising from your violation of these Terms or misuse of the website.

16. Compliance and Fraud Prevention

We may monitor and review transactions to prevent fraud and comply with applicable laws, including KYC and anti-money laundering requirements where relevant.

17. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Courts at [City, State], India shall have exclusive jurisdiction, subject to applicable law.

18. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with the updated Effective Date. Continued use of the website constitutes acceptance of the revised Terms.

19. Contact Us

For questions regarding these Terms, please contact:

Ritika Goyal
Email: info@ritikagoyal.com
Website: https://ritikagoyal.com/